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Mailing Address:

161 Ottawa Ave. NW  Suite 204

Grand Rapids MI 49503

Tele    616.774.8555

Fax     616.774.0150

Securities offered through Registered Representatives of Cadaret Grant & Co., Inc., an independent broker/dealer and member of SIPC & FINRA. Investment products and services available only to residents of MI, OH, IN, WI.  Variable Concepts, Inc. and Cadaret Grant & Co., Inc. are separate entities.